Money

Budgeting, debt payoff, credit card optimization, and investing basics — the stuff that actually moves the needle. 20 articles.

March 28, 2024 · 5 min read

Should I Get the Robinhood Gold Credit Card? [March 2024]

Robinhood now has a credit card with 3% cash back on all categories. Here's my breakdown of whether it's worth it for you.

November 23, 2023 · 4 min read

Three Lessons I Learned Buying My First Real Estate Investment

What I wish I knew before purchasing my first investment property — and the lessons that will shape how I invest moving forward.

November 9, 2023 · 4 min read

Don't Leave Your Retirement Funds Behind — Navigate 401(k) and HSA Transitions!

What happens to your retirement accounts when you change jobs? Here's what I learned after 14 phone calls, 6 companies, and 4½ hours.

November 2, 2023 · 4 min read

Pay Yourself First, Then Look Towards Other Investments

My personal motto: Set it and forget it. Here's how I prioritize retirement accounts before other investments.

October 26, 2023 · 4 min read

A Health Savings Account (HSA) is the Ultimate Investment Hack

One term that I was blind to for over 10 years — and cost me thousands of dollars — was the high-deductible health plan with a health savings account.

October 19, 2023 · 4 min read

How Much Should I Spend on a New Car?

If you're setting a monthly budget first, you're probably overpaying. Here's how dealerships trick you — and what to do instead.

October 12, 2023 · 4 min read

How To Choose Which Debt To Pay First

13 months. That's how long it took me to pay $18,000+ in student loans. Here's how I prioritized my payments.

October 5, 2023 · 3 min read

How to Choose Your 'Everyday' Credit Card

Keep your spending strategy simple. Here's how I choose the best credit card to use everyday without pulling out a spreadsheet at the grocery store.

September 28, 2023 · 4 min read

How to Select the Best Roth IRA Account

With dozens of brokerages offering Roth IRAs, how do you choose? Here's my framework for selecting the right account based on fees, minimums, and simplicity.

September 27, 2023 · 4 min read

How to Sell Your Car for the Most Money

Out with the old, in with the new. Here's how to get the most money when selling your car — whether you optimize for time, money, or both.

September 21, 2023 · 5 min read

Over 72% in the US Miss Out on This Tax-Free Investment

Wouldn't it be nice to not worry about taxes with your retirement investments? I'm talking about a Roth IRA — and why I max it out every year.

August 31, 2023 · 4 min read

How to Use a Credit Card - Over 65% of Americans Use Them Wrong

Credit card companies should be paying YOU to use their services, not the other way around. Here's how I've been 'paid' over $566 in rewards in 9 months.

August 29, 2023 · 4 min read

7 Ways to Negotiate a Credit Card Balance

You don't always have to pay your full credit card balance. Here are 7 strategies to negotiate with your credit card company and get relief from debt.

August 24, 2023 · 4 min read

Does Carrying a Balance Increase Your Credit Score?

I contacted 10+ friends about their finances. The most surprising thing I heard: 'I carry a balance because it improves my score.' Here's why that's a myth.

August 24, 2023 · 5 min read

The Lifestyle Method to Select a High-Yield Savings Account

With 90+ financial institutions offering high-yield savings accounts, how do you choose? Here's my framework for selecting the best HYSA for your lifestyle.

August 17, 2023 · 9 min read

The 5 Best High-Yield Savings Accounts for August 2023

From getting $0.30/month to over $30/month in interest. Here are the top FDIC-insured high-yield savings accounts to maximize your savings.

August 17, 2023 · 2 min read

How I Was Paid $452.16 by My Bank

I get paid to keep my money in the bank. Last year it was $452.16. Here's how high-yield savings accounts give you ~10x the national average.

December 29, 2022 · 9 min read

What is Credit Card Point Hacking?

How I flew business class to Asia for less than $100. A complete guide to credit card point hacking, from beginner to advanced strategies.

February 6, 2022 · 3 min read

How to Quickly Make a Copy of a Google Sheet

A quick step-by-step guide on how to copy a shared Google Sheet so you can edit it yourself. Perfect for using budget templates and other shared resources.

January 2, 2022 · 13 min read

How to Make a Budget: Getting Out of Student Loan Debt From -$18,000 to $75,000+ in Five Years

The ultimate beginner's guide to creating a budget. I used this framework to go from -$18,000 in student loans to debt-free in 13 months.